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Bill Penney Toyota
4808 University Dr NW
Huntsville , AL 35816

Sales: (256) 270-2289
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One of the most important parts of the car-buying process is the actual buying step. When it comes to figuring out your financing for your next vehicle, you’ll want to have a team of friendly financial experts by your side to help you. That’s exactly what you’ll get when you shop for and finance your next vehicle with us at Bill Penney Toyota.

On this page, you’ll find more information about our finance team, our helpful online finance tools, and more. Read ahead to see what we can do for you!

Our Friendly Finance Department

Our finance department is staffed with a team of friendly professionals who are dedicated to helping you find a finance plan that you feel confident about. Whether you’re planning on taking out a car loan or want to put together a personalized car lease, they’ll work with you to ensure that you get exactly what you need out of a payment plan.

Once they have a good understanding of what your budget and lifestyle are, they’ll go out and speak with lenders in the community. They’ll fight to get you the best rates possible, so you can drive off the lot feeling good about your financing plan.

Redstone Federal Credit Union

Bill Penney is an authorized direct lender with the Redstone Federal Credit Union. Enjoy 1 Stop Shopping with the same rates, terms and approval process as if you are at a RFCU branch office.

PLUS by representing 30 other lenders, we might actually be able to deliver even better rates and terms to help you into that next dream car!

Our Helpful Online Finance Tools

On top of the team of helpful finance professionals that you have on-site, we also provide our customers with a handful of easily accessible finance tools right on our website. You can use these tools to expedite the financing process.

Use our payment calculator to see which of our models fit your budget. You can also explore your trade-in options with our Value Your Trade tool. See if you can supplement your payments for your next vehicle by trading in the vehicle that you currently have.

Our Easy Pre-Approval Application

Expedite the financing process even more by getting pre-approved to finance a Toyota right on our website. Taking advantage of our online finance application can benefit you in a number of ways, starting with convenience.

Rather than gathering all the documents you need for the financing process and bringing them into the dealership, you can keep them safe at home by doing your application online.

If you’re approved for financing through our website, this will make the whole financing process at the dealership fly by. No need to sit around and fill out document after document. You’ll be out on the road in your next vehicle that much sooner.

Get Financing with Us Today!

We at Bill Penney Toyota are so excited that you stopped by our finance page today to learn more about our friendly finance department. Now that you have a better idea of how we can help you through this crucial step of the car-buying process, we hope you’re ready to get shopping with us for your next vehicle.

Shoppers in the area of Huntsville, Athens, and Elkmont should give us a call today with any finance-related questions you may have or to schedule a time to come in to talk about how to

Ramsee was awesome!! I highly recommend him and Bill Penney Toyota to anyone! He was very helpful and patient with my decision. I never want to go anywhere else!

I ended up getting the 2019 Rav4 XLE from them! We drove an hour and a half because they offered me the best deal and I was a little worried it would fall though. But, they were very honest and transparent, and I got a really good deal! Highly recommend! Thank you John and Marty!

They were very helpful in making it work for me to purchase the car. Everyone was very helpful and made sure that I knew everything about the car before I left.

That have repaired my Rav 4 on several occasions. Their service and repair work is unequaled. Thank you again.

We recently purchased our 2015 Dodge Challenger from Bill Penny in Huntsville. Our salesman Willie Goodlow was wonderful helping us with everything from the financing to having our car washed for us while we waited. I would highly recommend Willie for any of your purchasing needs at Bill Penny. We...

I came to just look at cars, and simply because of the exceptional service I received from William Thompson, I bought a new Camry. I would suggest this dealership and this salesperson, to anyone looking to buy a car!

I just bought my third Toyota and this was the best experience Ever!! Deon was very helpful and got me in the car that I wanted. Everyone here was amazing! Go see Deon!!

I really enjoyed Mr. Willie , he\'s very confident an has lot\'s of energy. I didn\'t have everything I needed to buy a car. I have had so many problems buying old an used cars an spending $2,000-$3,000 on repairs after paying the cars off. I wanted a new car an deserved a new car but didn\'t want...

Nick did an awesome job in putting me into my new Tundra. Service at Bill Penney was excellent in every way! Very pleased and will be contacting Nick Pasquerella when I get ready to trade again!

Finley was so helpful and fun to work with. He answered all of our questions and you could tell that he liked the car he was selling to us. This was the best and easiest time I have ever had buying a car. I will recommend him to anyone planning to buy a car.

We bought a car for my daughter here and the salesperson was very helpful and friendly.

Job Well Done, very pleased

Purchased vehicle #4

I have a free two year oil change for financing my car through Toyota and I want to keep my car certified pre-owned so I drive all the way from Cullman in order to do so. I pass the Toyota place in Decatur because I went there with my mother once and neither of us went back. Bill Penny Toyota does...

I\'ve been buying new and used cars for over 50 years and my recent visit to Bill Penney Toyota was, by far, the most pleasant and professional EVER! We were greeted by salesman JAMES JACKSON who took all the time necessary to talk to us about OUR needs and wants and show us all the trim levels...

Vernon did an amazing job with helping me find the perfect vehicle. I will definitely be back in the future to buy another vehicle from him.

- Great Job!

Trell was AMAZING!!! He was friendly and very helpful to a person who needed a lot help in finding her perfect car. He listened to everything I wanted, and he helped me with every aspect of the car buying process. I could not have asked for a better salesman to help me in my first car buying...

These folks are knowledgeable, friendly and helpful. If your gonna buy, buy here!!!!!!!!

Big thank you to Vernon Mason, he is the most polite, patient, helpful, and honest salesperson I\'ve ever dealt with, and I\'ve dealt with a lot over the past 30 years. Also big thank you to the finance guy who talked fast but totally got the job Great job!!! And many thanks for making...

Great service extremely

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