Bill Penney Toyota near Pulaski 38478 Auto Financing Process

Trying to finance your new car purchase can be an intimidating ordeal, but it doesn’t have to be! We’ll help you through the entire auto financing process from Bill Penney Toyota near Pulaski 38478 to make sure that you get set up with a loan you can manage and a car that you love! Visit us today!

Our experts in the Finance Department are here to help you get through the process and make sure you get a financial plan that is affordable and hassle-free. You don’t want a situation where you get blindsided by changing interest rates or balloon payments, so that’s why our employees can explain the financial agreement without all of the confusing jargon. No matter if you have good credit or bad credit, we can work out a financial plan for you!

There are a few different aspects to consider about the auto financing process at Bill Penney Toyota near Pulaski 38478. One of the most important variables when determining your financial plans is your down payment. If you pay more up front, that means you’ll have lower monthly payments, and you could also reduce the term of your loan. The length of the loan is another variable, a 60-month loan will have much higher monthly payments than a 72-month plan, however, you’ll end up paying less over the life of the loan. These are all important things to consider when planning for an auto loan, and our financial specialists can help talk you through the best strategy for you and your family.

There are a number of things you can do to help plan out your financial picture without even having to leave the comfort of your own home! Use the Payment Calculator tool to plan out your budget based on a set interest rate and down payment. It will let you see your buying power to set your purchasing limit, or compute potential monthly payments based on how much you’re willing to spend. If you’re trading in your current vehicle, then the Value Trade-In tool will be extremely helpful. Simply enter in some basic information about your vehicle, and you’ll be able to see what it’s worth to help lower your costs.

The auto financing process at Bill Penney Toyota near Pulaski 38478 is a vital part of purchasing a new or used vehicle. With our help, you’ll be able to get the car you’ve been dreaming about at a price that you can live with. Visit us today!

Take the next step

Accessories Hours

Monday 9:00 am - 7:00 pm
Tuesday 9:00 am - 7:00 pm
Wednesday 9:00 am - 7:00 pm
Thursday 9:00 am - 7:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 7:00 pm
Sunday Closed

New Car Sales Hours

Monday 8:30 am - 7:30 pm
Tuesday 8:30 am - 7:30 pm
Wednesday 8:30 am - 7:30 pm
Thursday 8:30 am - 7:30 pm
Friday 8:30 am - 7:30 pm
Saturday 9:00 am - 7:30 pm
Sunday Closed

Our Location

Bill Penney Toyota
4808 University Dr NW
Huntsville , AL 35816 Get Directions

New Car Sales

MASTER SALES  James  Jackson
James Jackson
MASTER SALES
(256) 837-1111
Master Sales Charles Rudder III
Charles Rudder III
Master Sales
Master Sales Israel  Raybon
Israel Raybon
Master Sales
(256) 337-3010
MASTER SALES  Vernon  Mason
Vernon Mason
MASTER SALES
Sales Specialist Marty  Odom
Marty Odom
Sales Specialist
(256) 837-1111
Sales Specialist Jeremy Cooper
Jeremy Cooper
Sales Specialist
(256) 837-1111
Sales Zach Taylor
Zach Taylor
Sales
Sales Ramsee Miller
Ramsee Miller
Sales
Sales Specialist Pete  Cossaboon
Pete Cossaboon
Sales Specialist
256-698-1045
Sales Gene Marquez
Gene Marquez
Sales
Sales Specialist Victor  Pennington
Victor Pennington
Sales Specialist
(256) 837-1111
Sales Brent Jones
Brent Jones
Sales
Sales Jimique Jones
Jimique Jones
Sales
Sales Specialist  Brantley Nelms
Brantley Nelms
Sales Specialist
Sales Specialist Kevin Davidson
Kevin Davidson
Sales Specialist
New Car Sales Gage Holcomb
Gage Holcomb
New Car Sales
New Car Sales Jeremy Flemig
Jeremy Flemig
New Car Sales
New Car Sales Kevin Diaz
Kevin Diaz
New Car Sales
Lester Ruth
Sales Specialist

Pre-Owned Sales

Sales Specialist James Chambers
James Chambers
Sales Specialist
MASTER SALES Stephen  Jefferson
Stephen Jefferson
MASTER SALES
(256) 837-1111
Master Sales Finley Drewery
Finley Drewery
Master Sales
Sales Specialist Robert  Shrier
Robert Shrier
Sales Specialist
(256) 387-1111
Sales Specialist Krina  Johnson
Krina Johnson
Sales Specialist
(256) 837-1111
Sales Specialist Jeremy  Gordon
Jeremy Gordon
Sales Specialist
(256) 837-1111
Sales Specialist Brandon Faiella
Brandon Faiella
Sales Specialist
Sales Specialist Emily Ragland
Emily Ragland
Sales Specialist
Sales Specialist Trista Lester
Trista Lester
Sales Specialist
Sales Specialist Willie  Goodlow
Willie Goodlow
Sales Specialist
(256) 837-1111
Sales Specialist Dalton  Swinney
Dalton Swinney
Sales Specialist
(256) 837-1111
Sales Specialist Kareem  James
Kareem James
Sales Specialist
(256) 837-1111
Sales Specialist Trey  Miller
Trey Miller
Sales Specialist
(256) 654-7116
Sales Specialist  Catherine Scogins
Catherine Scogins
Sales Specialist
Matt Dubose
Sales Specialist

Accessories

Accessories Manager George  Torres
George Torres
Accessories Manager
Accessory Sales Taylor Widmer
Taylor Widmer
Accessory Sales