Bill Penney Toyota / DLD Websites complies with the requirements of Title V of the Gramm-Leach-Bliley Act, 15 U.S.C. §6801 through §6810 ("GLB Act"), and the Federal Trade Commission's implementing regulation, Regulation P, 16 C.F.R. Part 313 ("Regulation P"), in particular, as both related to the disclosure and protection of Non-Public Personal Information ("NPI") for customers with regard to the authorized distribution and intended use of customers' financial information to other parties. Bill Penney Toyota / DLD Websites will substantially comply with the GLB Act and Regulation P for all customer NPI received, transferred or obtained from the use of this site or from a party.
Bill Penney Toyota / DLD Websites may collect and use personal information to respond to requests for our services or to provide information about our services that may be of value. Certain personal information Bill Penney Toyota / Potratz Partners Automotive Advertising collects may be publicly available via government records, telephone books, or other widely available media however we treat all information provided as non-public. Bill Penney Toyota / Potratz Partners Automotive Advertising collects personal information from a variety of sources, including:
We use information that we obtain to evaluate auto loan applications, locate an appropriate auto dealer and/or lender for you, in order to provide high quality service, prevent fraud and, with the customer's consent, inform customers of offers of other Bill Penney Toyota / DLD Websites services offered by third parties. We may also use this information to confirm a customer's identity when they call us to inquire about their account.
Bill Penney Toyota / DLD Websites may disclose personal information to the following types of third parties: Bill Penney Toyota / DLD Websites partners (auto dealerships that meet customer's criteria and financial institutions), Credit Bureaus and Service Companies (companies that provide services to Bill Penney Toyota / DLD Websites in order to process auto loan applications). Personal information is disclosed to the foregoing entities solely for the purpose of locating a vehicle that meet the customer's criteria and to obtain credit for the purchase of such vehicle. Outlined below is the information we share with each type of third party.
In addition, Bill Penney Toyota / DLD Websites does not knowingly offer its services to minors. Similarly, Bill Penney Toyota / DLD Websites does not collect information from children. Our application approval process is designed to identify applications submitted by children and to prevent their use of our websites.
Bill Penney Toyota / DLD Websites provides its customers with the opportunity to opt-out of information sharing with affiliates and partners. A customer must make their opt-out decision before completing the auto loan application process. Customers can opt-out by clicking on the link at the bottom of the auto loan application screen.
Bill Penney Toyota / DLD Websites also uses Secure Sockets Layer (SSL) technology supporting up to 128-bit encryption to prevent unauthorized parties from viewing any personal information transmitted to or from Bill Penney Toyota / DLD Websites . We maintain up-to-date firewalls and use anti-virus software that updates automatically.
Bill Penney Toyota / DLD Websites uses technology to:
We maintain electronic loan application information and hardcopy data. We also protect all personal information by storing the information on tapes at an offsite facility in our Data Warehouse. The Data Warehouse is disconnected from the production environment and the information is used internally for reporting purposes.
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